Our loan rates will beat most banks. Keep your money local and get a great rate, too.

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Auto Loan
New cars are financed with a fixed annual percentage rate and used autos are financed based on age of vehicle. However, all autos feature affordable rates to fit your budget. The credit union also offers convenient pre-approvals so you can deal with the dealers on a "cash" basis. If you are thinking about a new or used car, contact or visit the credit union and we'll take care of the rest.

Need help? We've got that covered! After getting your pre-approval, call Don Lewis! He can help with dealer negotiation, fair trade value, Carfax research, and more. Don can be reached at 205-535-9910.

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Home Loan
Tuscaloosa Credit Union offers many different types of mortgage programs and terms to fit our member's unique needs. Our in-house programs have no PMI and can be processed and closed quickly. Tuscaloosa Credit Union also has access to Fannie Mae, FHA, VA, and USDA type mortgage loans. So if you are looking to purchase a home or land, want to refinance to consolidate debt, want a Home Equity Line of Credit, or for home improvement, then we are your mortgage source.
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Signature Loan
This is also known as a personal loan because you can use it for whatever you want. You can use this loan to pay bills, take a vacation, finance an education and much more. TCU can pre-approve your credit limit for easy access.
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Share Secured
This type of loan allows you to borrow at Tuscaloosa Credit Union's lowest rates by using your credit union savings as collateral. You'll also receive liberal repayment terms. You must leave the amount in your share account for the term of the loan.
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Other Loans
Tuscaloosa Credit Union also offers loans on boats, recreational vehicles, new furniture, home computers and much more. Talk to a loan officer for a payment quote.