Applying for our Mortgage Loan is easy.

Tuscaloosa Credit Union offers many different types of mortgage programs and terms to fit our member’s unique needs. Our in-house programs have no PMI and can be processed and closed quickly. Tuscaloosa Credit Union also has access to Fannie Mae, FHA, VA and USDA type mortgage loans. So if you are looking to purchase a home or land or want to refinance to consolidate debt or for home improvement or want an Home Equity Line of Credit, then we are your mortgage source.

Interest rates change daily on many of the different mortgage programs. By calling Mike Ivey, he can provide you with a personalized rate quoted based on the type of mortgage you are shopping for.

Types of Loans we offer:

Want More Information? Let Us Contact You!

Questions? Please contact us.

mike ivey image

Mike Ivey

Tuscaloosa Credit Union | Chief Mortgage Officer

[NMLS ID: 699592]

DIRECT: (205) 469-5208

MAIN: (205) 469-0530

FAX: (205) 469-0535

EMAIL: mivey@tuscaloosacu.org

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Mortgage Loan Calculator

Mortgage Term (in years)

Interest Rate


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Annual Homeowners Insurance


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Monthly Payment


How to apply:

Easy, secure and instant way to apply is just a click away.

Submit your completed application by mail or fax. Complete and submit to TCU.

This checklist will direct you in gathering the documentation needed to complete your mortgage loan request.